Behind on your Mortgage Payment

**nesar6** · 09-06-2011, 11:28 AM

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**MikeLewis** · 09-14-2011, 04:30 AM

If you are behind on your mortgage you can ask the bank to give you a forbearance, which means they put your past due payments onto the back of the loan, so you can start making payments with a clean slate. You will need to show them you can make the mortgage payment once they give you the forbearance. You do this by calculating your debt to income ratios based on their guidelines. In most cases they want to see your new mortgage payment does not exceed 31% of your gross income.

**evankirsten** · 09-16-2011, 07:54 AM

It seems that everyone feels a pinch in recent days. Some of us more than others. If you are one of the countless Americans who are lagging behind in mortgage payments or even foreclosure as the Affordable Home program of change Obama (hemp) to give immediate assistance you want to stay home.