In the current market, it is hard to get loans to buy properties and many real estate sellers are stuck with the properties they own for that reason. But there is always a plan B. Plan B is to be the lending institution. In other words, sellers can use the owner finance to sell the properties and then turn around and sell their owner finance note.

To make a good marketable note that you can sell for highest amount without affecting much your profit margin, you should do the following:
1- The down payment should be at least 10% which creates the equity that covers the unseasoning.
2- A competitive interest rate, not too low, not too high. In general, 8-10% is reasonable
3- Terms of the note, the traditional terms are preferable (amortized over 120 months, 180 moths, etc...)
4- Monthly payments are for principal + interest. Avoid interest-only terms
5- Avoid Balloon payments
6- Insurance and have your name as mortgagee
7- Credit score, the higher the better
The note has to be 1st position, no other debts involved in the deal.

I hope this would help many investors to sell their properties and I will be more than glad to answer any questions and help you sell your note