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Thread: loan

  1. 03-09-2010, 03:48 AM #1
    amandaaz
    amandaaz is offline Renter
    Join Date
    Apr 2009
    Posts
    2

    Default loan

    How can you go about getting a personal loan from a bank? What collateral do you usually need? I will probably need to replace my car soon, but I don't know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It'd be about double for me, as I don't have a spotless driving record). I was wondering if instead I could get a personal loan from the bank, say in the neighborhood of $3-5K and use that for a car thus saving me a bunch of money by not needing collision coverage if I could pay for the car in cash.
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