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  1. #1
    purplese03 is offline Fixer Upper
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    Default How to qualify for Loan Modification and stop Foreclosure

    Loan Modification and stop Foreclosure

    Here we provide all the information you need to avoid foreclosure and learn about all the options that are available to you:
    [LIST=1][*]How to stop your foreclosure and keep you and your family at home.[*]The foreclosure process and its benefits to you.[*]Foreclosure law. The law can be to your advantage.[*]Bankruptcy and foreclosure. Advantages and disadvantages.[*]Loan modification. The new kid in town

  2. #2
    markbrian's Avatar
    markbrian is offline Home Owner
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    Default

    Also visit the free government website Making Home Affordable! It gives you important info about avoiding scams.
    Mark Brian Silver Star Real Estate
    Upstate South Carolina Real Estate

  3. #3
    cfgoulart is offline Fixer Upper
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    Default

    An excellent place to start is to call your lender or servicer directly. It amazes me how many people never even call their lender!

  4. #4
    Workout Mods is offline Renter
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    Default

    Make sure to go over budget first.

  5. #5
    Join Date
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    Eagle River, Alaska
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    Default

    To be qualify in loan modification one must have the capability to pay what they borrowed.To keep their family at home.
    houses for sale anchorage | eagle river homes
    Cindy Wilson
    907-694-6429

  6. #6
    JJLuther's Avatar
    JJLuther is offline Fixer Upper
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    Default I Disagree!!

    Quote Originally Posted by cfgoulart View Post
    An excellent place to start is to call your lender or servicer directly. It amazes me how many people never even call their lender!
    If you start with your lender, (Do you really think they care about you?) They care about the bottom line.
    Put it this way, YOU, are going into negotiations with a multi billion dollar entities LOSS Mitigation department, full of high dollar attorneys, and asking them to "Do me a favor" and modify my loan, you're going to lose money on the deal, but just modify my loan and I promise to pay. Right!!
    Bad Move. Hire a professional litigation firm that has an attorney ON YOUR SIDE of the table and let them walk the walk. They have dealt with people begging for help before, by the time YOU even get all the paperwork together to be presented CORRECTLY and have the #'s line up the way they NEED to in order to qualify you are foreclosed. DO NOT call your lender first, and then hire a professional as you will have already possibly blown it by showing your HAND and get denied, then what is the attorney to do? Trust me I see and hear about these horror stories everyday. Go straight to a professional, especially if your lender is B of A, and a few others.

    Last edited by JJLuther; 01-02-2010 at 12:55 PM.

    Jeffrey Luther
    Reach me direct at 727-533-6962 or visit:
    www.availableloanmodifications.blogspot.com
    "The harder the conflict, the more glorious the triumph. What we attain to cheaply we esteem too lightly; It is adversity that gives everything its value."
    - Thomas Payne

  7. #7
    JJLuther's Avatar
    JJLuther is offline Fixer Upper
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    Default The whole 9 yards

    Want to lower your mortgage payments?
    Are you finding it harder to make ends meet in these tough economic times? Would you like to learn how we can help make your mortgage fit your budget?

    [FONT=&quot]I am a loan modification specialist. If you would like to see if you qualify for a mortgage loan modification, please contact me by phone or e-mail and I

    Jeffrey Luther
    Reach me direct at 727-533-6962 or visit:
    www.availableloanmodifications.blogspot.com
    "The harder the conflict, the more glorious the triumph. What we attain to cheaply we esteem too lightly; It is adversity that gives everything its value."
    - Thomas Payne

  8. #8
    markbrian's Avatar
    markbrian is offline Home Owner
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    Default

    Quote Originally Posted by JJLuther View Post
    If you start with your lender, (Do you really think they care about you?) They care about the bottom line.
    Very true that the bank cares about making money and their bottom line. But wouldn't it also be true for any business or person?

    Again, check out the FREE info on Making Home Affordable. Help from a HUD approved housing counselor is FREE! This is a government website! Learn how to how to avoid the Foreclosure Rescue scams! Educate yourself without worrying about becoming another horror story!
    Mark Brian Silver Star Real Estate
    Upstate South Carolina Real Estate

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