I had a small (15k) bankruptcy nine months before i went to real estate school...before i went to school i contacted the commission and they said to include my discharge papers and it would be no problem...well school is done and app for license has been sent in to the state...today they called and wanted a personal explaination for the bankruptcy which i faxed and they received....now im waiting....it still says app in process on the website...can this cause me not to be approved...ive invested all this time and money doing what they said to do but now im really nervous....