Hi Everyone, I wanted drop a few lines with an Intro

[janliu82]

I am a local mortgage banker with over eight years of experience on the financial side of the real estate sector. I started in banking during my first year in college and still standing. Over the course of my career, I have originated a little more than $100 million in loans. I specialize in VA, FHA and Conventional financing. I am an accountant by education and sports enthusiast after work.

[Paradise Hunter]

Hi Janliu,

Welcome,

How are things in the mortgage world in VA?

Is it getting easier for people to get mortgages again? I know for a while it got pretty tight here.

-Dennis

[janliu82]

I work and live in Norfolk. Hampton Roards (7 cities: Norfolk, VA Beach, Chesapeake...) have not been effected much due to Military and Government spending. Yes, prices of real estate declined and financing has become more stringent, but really the loan programs are now where they should have been, no stated income loans. The bank I work for is lending strong, glad to tell you everything I know about any real estate financing subject