NC101

In an effort to give more US citizens the opportunity of home ownership, the federal government has several programs in place designed to assist eligible buyers. Here is a brief overview of three of those programs.

FHA Loans

In 1934, the Federal Housing Administration established an assistance program for those Americans who could not afford to initiate a home purchase because of their inability to afford the price of a typical down payment. Today the program also provides ...

Doors and Windows

Another way to save on energy costs and make your home more eco-friendly is to replace old doors and windows with new more efficient ones. Leaky doors and windows can allow hot or cold air to pass through and make your efforts to heat or cool a losing battle.

When shopping for windows, Consumer Reports encourages homeowners to choose wooden ones as opposed to aluminum-framed models. Wood is a natural insulator in itself, which will automatically make ...

Perhaps your New Year’s Resolution was to make some environmentally conscious changes? It’s always good to start at the top, so a great place to begin is with:

Your Home’s Roof


Evaluate your home’s roof in terms of condition and energy efficiency. Is the current roofing material what is best for your climate? Looking into which types of shingles or tile prevent the loss of heat in winter and cool air in the warmer months is key to making your home more energy efficient. ...