Tom's Favorite Real Estate Articles

Sorry, it has been so long since I have visited let a lone posted. Today I have decided to post about launching a new WordPress blog that I have intentions to turn it into a more static like website. Go check out ERA Houston real estate and dont forget to comment.

To buy a home most people must acquire financing. By now it should be well known that your credit score is hugely important in making access to financing possible. Therefore managing your credit score becomes one of the most important steps in purchasing a home. Hopefully information here will help you handle your credit score.

If there is one thing that really brings down a credit score, it's charge offs. These negative marks on your credit report are the last thing you want but if ...

Historically speaking, the answer to the rent or buy question is that usually it's smarter to buy a house. These are not usual times. The true answer to that question, of course, depends on the individual situation. There are some factors to consider when making this important decision.
Some of the normal reasons to choose renting over buying a home include plans to relocate in the next couple of years or a low rent payment. But in the current economy, renting could make sense for a number ...

The real estate world today is in a mess. You have people saying you do not need an agent and then you have others that say in this economy you can't sell yourself. Well I think if you have the right personality you will have no trouble selling your own home. I found the following article and think you should take the time to read it.

During this economic crisis, the buyers who are looking to buy houses are just patiently sitting back, waiting to steal your house from you. Unfortunately, ...

It does not make good business sense for a lender to remain in a business arrangement with a borrower who is continually forced to default on his mortgage repayments. In instances such as this, the borrower may negotiate with the bank to undergo a short sale of their property. Short sales are a good alternative to taking the foreclosure route. Foreclosure in many states is a judicial process; they have to pass through the courts of law and can work out to be very expensive. A short sale does not ...