Title Insurance?

**oneofthecrowd** · 03-21-2009, 08:15 PM

Would it be better for me to get my own title insurance and have another title search done or can I trust the one Escrow has already performed? The escrow company was chosen by the seller/bank (bank owned home) so, is it possible that they could show more loyalty to the seller than to me?

The escrow company is not First American Title by the way but some offbeat company that is rated a C+ by the BBB (and one of its other companies under the same name but from a different city received a rating of F.

**Greg** · 03-22-2009, 08:55 AM

I would think that as long as you get a title insurance policy you will be covered. If the escrow company messes up on the title search the liability will fall back on the title insurance company.

**makkallister** · 11-07-2011, 11:31 AM

Title allowance is usually as a individual exceptional policy, you pay an upfront transaction allowance arrangements. Title allowance is the mortgage altitude provide, however, is not all or even some mortgage lenders may require.

**CC Lifestyle Realty** · 11-08-2011, 08:59 AM

Escrow companies cannot legally show any bias. They are a neutral party. You do however have a legal right to use another Title Company. Honestly I wouldn't worry either way. If the bank has used First American then closing will occur quicker and smoother.