Hello,

let me explain my credit situation:

I have a good FICO score (800's) but, It's hard to me prove my real income. The income that I can prove is 20,000 year.
My wife has a clean low score credit (below 700's), she can prove a 35,000 income year.
We don't have any car loans or another kind of payments like credit cards etc...


We have about US$25K-30K for a down payment


I'm just starting to shopping around for loan and would like to know what's the requirements and if I have a profile to get a loan approval.


Based in the above information does we got chance to get a loan and which amount? We are looking for a propriety around US$150K-165K.


Thanks,