where to complain about HOA

[kamilah05]

Hi everyone, i own a condo and the hoa fee has gone from $230.00 to $500.00 because no one is paying the fee, this has been going on as of the begining of last year also i just found out today that there is no homeowners insurance which was included in the hoa as of may of 2007 and that i now have to obtain my own insurance on top of my $500.00 hoa fee, where can i complain or who can i complain too, i need help please.

[Mike Taylor]

That sounds like terrible property management. Can you get on the board and change things yourself? Is it run by the homeowners or by a management company?

[kamilah05]

there is a board in place, i hate to sound so negative but it is a 26 unit development about a little less then half of the units are in foreclosure how can you turn something like that, what would happen if the entire place was to go under does the state take over?

[REbuyersgroup]

Not sure of your location or the laws of your state, but there is no doubt you are unfortunately having to cover the negative of those who are not.

There are attorneys that will file a lein on the property for the balance owed and it will be necessary to have that in order to get anything if the property sells. The attorney fees are to the owner on top of they debt.

The problem we are seeing is if the property is foreclosed, you loose all of the past due amount. When the bank takes control of the property it is their obligation to pay the dues.

If it is a Short Sale the bank will end up negotiating the balance in order to get the property sold to someone who will hopefully pay.

No good answer, but you do need to attend the HOA meetings and request a copy of the minutes of past meetings to see the extent of the damage.

Although they will not disclose the specific homeowners in default, the minutes should reflect the number of homes not paying and the amount past due.

Every HOA community is having the same problem to some extent. Not sure how this will all turn out if it gets any worse. Sooner or later the ones who are making up the balance will no longer be able to afford to do that and fall into the same position as the previous owners.

A truly ugly scenario.

[carlam]

I agree with Craig, there is no good solution and a lot of issues with the current market.

It is important to attend HOA meetings and be involved - it keeps you informed at the very least.