View Full Version : Looking For Quick Assistance
eagleconsultingservices
04-17-2007, 10:46 AM
Hello Everyone,
We our looking for quick assistance and/or advise on some type of lending to move forward with some of are projects. The problem is that I purchased to many homes and got to much new credit all at ounce. Therefore, my FICO score has dropped below a 620 and what I need to do is pay-off all my new credit lines to bring my score up, but in order to do that I need a loan. Please let me know if anyone knows of any program available to assist me and my company.
Thank you
Ken
Eagle Consulting Services, Inc.
bayloanfinder
04-18-2007, 02:58 PM
Try visiting www(DOT)bayloanfinder(DOT)com. We specialize in loans in the bay area, california. However, we can definitely help people outside of california as well. The website is very easy to navigate through, and a few steps will have you on your way towards a solution.
You will have over 190 different lenders competing for your business. Some of these lenders will give you 100% financing all the way down to a 620 Credit Score. You can get help with credit repair as well, which can lead to getting great rates later on, such as a 5.875% on a 30 years fixed.
Hope this helps.
Codythebest
04-18-2007, 04:49 PM
With all the respect, I don't believe in "190 lenders competing for your business" and some "all the way down to 620 FICO" kinda stuff...
It never happened to me anyway. I own several rental properties, bringing an average of $4K/month each and I'm an agent since 2001.
I pay my bills on time, everytime.
And if I don't go owner financing, I can't move.
One exception though: World Savings refinanced one of my properties in 2002, at 80% of appraised value. It happened ONCE...so lenders competing for your business...C'mon...
bayloanfinder
04-18-2007, 08:04 PM
I understand your frustration. Having over 190 different lenders work for your business is another way of saying that's how many lenders we have access to. There are several types of programs that each of these lenders offer. The advantage we have is that by submitting your information just once to us, it will actually be viewed by all lenders that can handle that criteria.
Tell me a little more about your situation and let's see if there's anything I can do.
eagleconsultingservices
04-19-2007, 09:03 AM
Hello Bayloanfinders,
The situation is I have to many new lines/credit inquires which has brought my credit score down. I need to clean my credit up in order to move forward with business. Therefore, I am in the middle of a catch-22 and I can't get a loan to clean-up my credit and I need a loan to clean it up.
Thank you for your reply Bayloanfinders but at this point I would have to agree with Codythebest, I have spoke with about 50 companies and they tell me the same thing that you are. At first I started to believe them which put me in this situation, you see they tell me they can help me and then they run my credit which brings my score down even lower. I just wish people would own up to what they say and actually provide people with the service they are requesting. Not trying to bash you or your company Bayloanfinders, I just know what has made me successful as a business owner up to this point.
bayloanfinder
04-19-2007, 11:14 AM
Trust me, I've seen this situation several times throughout my career. And by no means am I saying that I can garantee to fix your problem. There are so many factors involved, which I would need to know before I would make a statement like that. I know your credit score is down to a 620. How many properties do you own? Which state(s) are these properties in? Can you estimate the amount of equity you have in each property, including your primary residence? And how much debt do you need to clean up from your credit?
If you don't want to post this information up because it's personal, please feel free to email me at danny(at)reliancebayfunding(dot)com. I will not want to run your credit anyways, unless I can see a benefit for you.
nancyarora2020
06-24-2008, 03:54 AM
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